Thursday, September 12, 2019

COM 8 Anti Drinking Campaign Essay Example | Topics and Well Written Essays - 1000 words

COM 8 Anti Drinking Campaign - Essay Example .... 5 References †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...... 7 1 Com 8 Anti-Drinking Campaign Executive Summary Underage drinking is one of the major problems of our youth today. This paper aims to enlighten the readers on the increasing incidence of underage drinking among the young students. It will discuss the adverse consequences that underage drinking has on the youth. Furthermore, it will suggest ways on how schools can help in preventing underage drinking. The warning signs to look for in students who engage in underage drinking will be pinpointed to assist educators in identifying. 2 Facts and Statistics on Underage Drinking â€Å"Underage drinking is the use of alcohol by a person under the age of 21, the minimum legal age† (U.S. Department of Health & Human Services (USDHHS, 2007). Underage drinking has now become a major health problem in the US and the statistics are quite alarming. According to the report of the Surgeon General, nearly 10.8 million youth, ages 12 to 20, are underage drinkers (U.S. Department of Health & Human Services, 2007). ... The graph below illustrates this survey. 3 Consequences of Underage Drinking The consequences of underage drinking are very serious. In a study by the John Hopkins School of Public Health, it was approximated that about 5,000 people under age 21 die from alcohol-related injuries (The Center on Alcohol Marketing and Youth (CAMY), 2010). Specifically, 1,900 or 38 percent of the 5,000 deaths are due to motor vehicle crashes; 1,600 or 32 percent result from homicides; and 300 or six percent result from suicides (CAMY, 2010). Aside from these disturbing figures, there are other serious consequences of underage drinking. Based on the data presented by the CDCP, underage drinking results in â€Å"1) school problems, such as higher absence and poor or failing grades; 2) social problems, such as fighting and lack of participation in youth activities; 3) legal problems, such as arrest for driving or physically hurting someone while drunk; 4) physical problems, such as hangovers or illnesses; 5) unwanted, unplanned, and unprotected sexual activity; 6) disruption of normal growth and sexual development; 7) physical and sexual assault; 8) higher risk for suicide and homicide; 9) alcohol-related car crashes and other unintentional injuries, such as burns, falls, and drowning; 10) memory problems; 11) abuse of other drugs; 12) changes in brain development that may have life-long effects; and 13) death from alcohol poisoning (2010). Looking through these consequences makes one quiver over the scenarios that one can expect from an adolescent who experience underage drinking. What is even more frightening is that these dangers are far greater for those who indulge in binge drinking (CDCP, 2010). Steps to Combat Underage Drinking The school can adapt several strategies to

Wednesday, September 11, 2019

Banking Regulation and Risks Coursework Example | Topics and Well Written Essays - 1500 words

Banking Regulation and Risks - Coursework Example The banks are now on a constant quest to out-wind the effects of the global financial crisis and encounter a new business era. The change in the regulatory framework of banks has been observed globally. The practices of the banks of increased regulatory requirement have are hindered the banks from progressing (Ernst & Young, 2011). Hence, this report aims to highlight the effect of the global financial crisis on the regulatory framework of the banks. It will signify the need for the banks to alter the global banking landscape. This has become mandatory so that the system can run smoothly and performance can be optimized while developing capability to sustain any such economic shocks in future. SECURITIZATION The financial engineering based process of pooling certain types of assets so that they can be converted into interest bearing securities is called securitization. The asset in turn derives interest and principal payment for the individual who has purchased the securities (Jobst, 2006). This concept began in 1970’s in the US. The agencies which were backed by the US government pooled the home mortgages. By the 1980’s other assets which were primarily important for pooling were gathered and since then the market of securitization grew dramatically (Jobst, 2006). There was incremental growth in the residential mortgage funding through residential based mortgage securities (RMBS) in UK moved to ?257 billion from ?13billion (Wainwright, 2010). Following trend was observed across the years: (Wainwright, 2010) With the global financial crisis the stability of this concept was also widely impacted. This impact originated from the credibility of securitization conducted for the sub-prime mortgage loans. The poor credit origination, lack of regulatory efficiencies and inadequate methods of valuation proved to hurt the securitization severely. UK suffered as nearly 70% of the RMBS were given to foreigners who reverted to local markets (Wainwright, 2010) The concept of Securitization is also known as financial innovation. The need for securitization was realized to supply the customers with securitized bonds which were backed by sufficient assets. The surety that such bonds will never be subject to bankruptcy was a major factor which attracted the individuals towards it (Davis, 2011). USEFULNESS OF SECURITIZATION AND THE FINANCIAL CRISIS Businesses adopted securitization as source of funding for business on the basis of assets held by them. Banks also allured to the usefulness of securitization as it reduced the pressure of minimum capital requirement imposed as regulation (Jobst, 2006). Securitization was widely used in the US before the financial crisis. At the time of the global financial crisis it was observed that the asset based securities were primarily in the limelight of the investors’ portfolio. The securitization tool was asset backed and so it was widely used as collateral of the sale and repurchase agreements. T he asset based securities were also used for the issuance of the asset backed commercial paper. However, the benefits of securitization were enchased unduly that resulted in the crises. During the financial crisis banks were involved as financial intermediaries. When the banking system collapsed these instruments also collapsed as the banks couldn’t sustain the complex engineering introduced for excessive use of the process. This

G.W. Bush and the Decision to Invade Iraq Essay Example | Topics and Well Written Essays - 250 words

G.W. Bush and the Decision to Invade Iraq - Essay Example After the attack of the 9/11, the greatest terrorist attack of the world so far, America took many diplomatic plunges and tried to sort out the scores through negotiations at the first and Jimmy Carter’s stand on the war against Iraq as a last resort with more alternatives being sought after initially. President Truman was trying to establish and dictate the American supremacy during the Cold War situation and a threat from the Soviet Block initiated the decision of launching the devastating nuclear weapon on Japan. On the contrary, the decision of invading Iraq by George W. Bush was a very calculated move as patience of America was displayed at the outset through negotiations and diplomacies of myriad types, even when America was passing through very trying times at the wake of 9/11 attacks on the nation. During the reign of Truman, the decision used to get impended on the grounds of exploring nuclear weapons at the closure of the war. With the change of time, now the great and powerful nations along with their highly skilled diplomats and great charismatic leaders need to rethink time and again on the issue of simply raging the war across the borders. All the nations are aware and are equipped with nuclear power and more dangerous chemical and biological weapons as well. A slightest ignorance and reluctance on the issue of using these weapons can lead to the destruction of the entire human race. Therefore, after the explosion of the first and most devastating nuclear attacks, treaties and agreements have condoned the development of nuclear technology and practice across the globe (The White House, â€Å"Multi-front Operation, 2001 Video & Timeline President Delivers State of the Union Address†). â€Å"Multi-front Operation, 2001 Video & Timeline President Delivers State of the Union Address.† State of the Union. The White House, 2002. Web. 16 Jul. 2013.

Tuesday, September 10, 2019

PERSONAL ETHICS ACTION PLAN Assignment Example | Topics and Well Written Essays - 2000 words - 3

PERSONAL ETHICS ACTION PLAN - Assignment Example I will never compromise my integrity based on the opinions of others and I will remain true to my purpose and myself. I will remain ethical, motivate and enthusiastic at all times in both my personal and professional duties. While working in groups, I will ensure that my personal life reflects my character of respect, ethics and integrity and maintain the same standards throughout my career. I will lead by example and demonstrate how hard work and integrity pays off both in personal and professional life. I have learned that ethics comprise of the values, norms, beliefs and basic principles that govern interactions of individuals in the society. Sound ethical principles enable and individual to differentiate what is wrong and what is right. From my research, personal ethics provides the moral background that people build their live and assists in decision-making. Ethics will entail the core values that individuals will reflect on while solving day to day problems. I have also learned that ethics differ from one individual to the other and entails the ‘inner voice’ and intuitions that drive an individual in identifying what they consider as right or wrong in decision making. I believe ethics is demonstrated how an individual treats others with respect and dignity. Some of the virtues that guide individual ethical virtues that I have identified through research and course reading include integrity, competence, generosity and respect for other individuals’ lives and dignity. I have noticed that ethical norms are performed through consistent practice of the character traits that individual wishes to portray as the personal identity in the society. Ethics not only requires an individual to comply with the law but also the generally accepted norms in the society. From my discussions with classmates, the best way to understand your ethics is to begin questioning your beliefs, norms and attitudes of the human

Monday, September 9, 2019

Holy Byzantine Women Term Paper Example | Topics and Well Written Essays - 2000 words

Holy Byzantine Women - Term Paper Example While we do have well documented accounts of powerful empresses, it is often more beneficial to understand the plight of the average Byzantine woman to truly understand the inner-workings of this particular civilization. Many women during this time period were quite religious and became the saints of their particular generation. Thankfully we do have some wonderful and cherished memories of their lives that will prove most helpful in this endeavor. It is important to see, through the perspective of history, the important role that women played in many different aspects of Byzantine society. This will allow us to envision that life, without Byzantine women, would have been difficult at best. Through a careful examination of four different holy Byzantine holy women, we will establish that the economic, social, and religious contributions of the common Byzantine woman enabled the continued existence of this society for centuries.  Biographical Analysis Saint Theodora of Arta is the fi rst holy woman we will discuss. As is typical of Byzantine women, we do not know exactly when she was born, but it must have been somewhere between 1224 and 1230. She was from Servia and her father was John Pertraliphas. He was quite famous in his own right, being the governor of Thessaly and Macedonia. She became married to the ruler of Epirus and Thessaly, apparently when she was still a child. This happened shortly after the husband’s accession to the throne in 1231. She became saintly due to her circumstances. Her husband preferred his mistress, which meant that Theodora was not allowed in the house or on the grounds, forcing her into a life of poverty on the streets. From written accounts, she suffered through these various hardships without complaining, even while she was pregnant, eventually gaining the attention of a village priest. The priest gave her shelter for nearly five years until Theodora’s husband saw the error of his ways and invited his wife back to live with him. From this account, we envision that Theodora’s mind and heart was pure. She did not choose the life she was given, yet she remained of positive attitude and worked hard to do right by her child and her God. Over the course of her life, she founded the convent of St. George, which was in Arta, and actually lived there after her husband died. To this day, her tomb is a pilgrimage site and many have ascribed miracles to it. Another saintly woman that we have a written account of is Saint Thomais of Lesbos. Thomais was in Lesbos, but spent much of her life in Constantinople. Subsequently, much of what we know about her is confined to that region. The parents of Thomais were named Michael and Kale. From all accounts, they were quite a pious and god-fearing couple. In addition, they were happy as a couple, so we are left to assume that Thomais was raised in a solid and pleasant environment and, while they did not have much, she received love and compassion at home. S adly, her particular marriage was not so happy. She married Stephen and we read that their marriage was a disaster. Thomais was perfectly content staying at home with her parents, and did so until the age of 24, perhaps foreshadowing her own fear of marriage. She did not have children of her own. During her adult life, she was in the habit of walking the streets of Constantinople and was

Sunday, September 8, 2019

Applied Linguistis - Structure of English - grammar Essay

Applied Linguistis - Structure of English - grammar - Essay Example It specifies the intricacies of English grammar relatively to other languages such as French language wherein the rules of grammar have been codified, signifying the higher degree of freedom in English grammar. Sample examination of L1 and L2 non-native students (NNSs) indicates that they use simple sentences formed with be-copula as the main verbs. This essay attempts an analysis of the reasons behind this tendency in non-native L2 students in general and Arabian students in particular by offering a comparison of the essay writings of both native learners and non-native learners. Problems of Arabic L1 and L2 students related to grammar are specifically discussed with possible causes and recommendations to avoid the errors of grammar. The Meaning of ‘grammar’ The grammar in English has various meanings; the prevalent meaning is inclusion of syntax and aspects of morphology in ‘grammar’. Morphology deals with internal mechanisms of words that covers Inflectio ns such as ‘bought’, the past tense, is the Inflection of the verb ‘buy’ and when it is written in interrogative form of the sentence ‘He bought it’, changed to ‘Did he buy it?’ [Syntax], it becomes a part of grammar. In some English speaking countries, the word ‘grammar’ is used flexibly by considering spelling and lexicology a part of grammar (Quirk et al., 1985). Rules of grammar and the native speaker The native speaker of English language imbibes the rules of grammar without acknowledging them but finds it difficult to explain. The same is not true when a foreign language is learnt, as the learning process is based on complex rule sets, which are not ambiguous because the grammarians themselves have codified the rules as there is the Academy Grammar in French but nothing of that sort is available in English language, therefore, the level of freedom is high in the usage of English grammar (Quirk et al., 1985). Idea of a language is more important to convey in English grammar than the statement as it has its own sets of codes to follow. Hinkel (2003) examination of 1.083 L1 and L2 texts proves that higher non-native-English-speaking students in U.S. universities use extra-ordinarily simple syntactic and lexical sentences, like be-copula as the main verb; predicative adjectives; uncommon nouns; and public, private and expecting/tentative verbs with average frequency rates critically greater than given in basic texts by native English speakers. An evaluation of bulk corpus analyses accomplished in the last two decades shows that these expressions are common in talkative and informal discussions in stead of the written study texts. Causes for the practice of easy syntactic and lexical traits of text in L2 study essays are analysed besides introducing instructional techniques to manage the drawbacks in naturalistic and communicative L2 learning and instructional ways for L2 students pursuing studi es. The L2 study essays written by non-native English speakers (NNSs) indicate the deterioration in the standard in comparison to the academic essays written by native speakers (NSs). The overall writing standard of non-native L1 and L2 students’ texts can be raised by finding the easy syntactical and lexical sentences. The findings indicate that be-copula as the leading verb of a sentence is randomly used along with predicative adjectives. The random usage of be-copula verb even in advanced L1 and L2 essay writing affects the frequency rates of nouns and

Saturday, September 7, 2019

Entrepreneurship and New Venture Development Essay

Entrepreneurship and New Venture Development - Essay Example Such has been the case with all local as well as global organizations. Organizations have been increasingly making huge investments in managing their human resource in the form of recruitment, selection, training and retaining talents from across the world. In other words their human resource strategies are more and more aligned with the long term and strategic objectives of the firms. The project brings forth the case of BP Chemicals which has been confronting with difficulty in meeting its staff requirements. The organization faced a human resource crisis when it struggled to find the processing and engineering staff having the requisite skills and qualification for keeping pace with the technological advances and changes. It increasingly faced difficulty in finding the right technical expertise and skills; however, finding the manual and graduates was not a problem. In order to resolve the crisis the company established Quartz, an autonomous body responsible for recruitment and tr aining of candidates as required in BP Chemicals. The project tries to explore and evaluate the learning and development programs adopted by BP Chemicals in terms of the long term objectives of the firm and also the satisfaction of its employees. To what extent does the organisation adopt a structured training process approach in its learning and development provision The training and development process conducted in BP Chemicals would be discussed in the context of the Lewinian Experiential Learning Model. There are two main aspects on this model which need to be emphasized. First is the model’s emphasis on the here and now concrete experience for validating and testing the abstract concepts. The immediate experience is considered as the main aim for giving life, texture, learning and personal meaning to the abstract concepts. It also provides a publicly shared ad referenced point for the testing of validity and implications of the ideas which are generated during the proces s of learning (Cliffs, 2006, p.4). The following figure would depict the ideas in the model. Figure 1: Lewinian Experiential Learning Model (Source: Thorpe & Edwards, 1993, p.139) Secondly the laboratory training and action research are primarily based on the process of feedback. The information feedback is considered to be the basis on which continuous process of goal oriented actions and their evaluations are generated. In the case of BP Chemicals, it is seen that the concrete experience is felt when the organization failed to avail of the human resource with the needed skills and expertise to keep in pace with the technological advances and changes. The firm realised that as technology continued to change, it would have to recruit people having knowledge of the new technologies and skills or would have to provide training to the existing people in the new technologies. It was felt that the above two aspects were completely necessary for the firm to survive and compete in the mark et. The second stage in the model which is the actions research and the laboratory training are said to be based on the process of feedback. As per the case study it is seen that BP Chemicals established a body called Quartz which had the responsibility of recruiting personnel for the organization and also providing the requisite training and learning for them. As per the feedback on the implementation of the new training and deve